🏢 Business Loan Solutions
Overview
Business Loans are ideal for MSMEs needing funding for expansion, equipment purchase, renovation, inventory stocking, or working capital.
Who is it for?
- Retailers
- Traders
- Manufacturers
- Startups (with revenue)
- Service businesses
Types of Business Loans
- Term Loan - Used for long-term investments like machinery, renovation, expansion, etc.
- Working Capital - Supports day-to-day operations, salaries, vendor payments, stock purchase.
Key Features
- Loan amount: ₹1 Lakh to ₹5 Crores
- Tenure: 12–60 months
- Bank & NBFC tie-ups
- Flexible repayment structure
- Best suited for MSMEs with regular sales
Benefits
- Keeps operations running smoothly
- Helps businesses grow without cash flow issues
- Quick approvals & flexible terms
- One-time or revolving credit options
Eligibility
- Minimum turnover: ₹10 Lakhs to ₹1 Crore (depends on lender)
- Business vintage: 1–3 years
- GST filing history
- Good bank transaction health