🧾 MSME Unsecured Loan
Overview
MSME Unsecured Loan is a collateral-free loan designed for businesses that need quick funds without pledging property or security.
Who is it for?
- Small businesses
- Service providers
- Freelancers
- Proprietors
- Retailersoperations
Key Features
- Loan amount: ₹1 Lakh to ₹50 Lakhs
- No collateral required
- Tenure: up to 5 years
- Approval based on cash flow & credit score
- Low documentation, faster processing
Benefits
- Zero security required
- Instant liquidity for business needs
- Covers operational expenses, payroll, inventory, and marketing
- Saves time with digital processing
Eligibility
- Business vintage: minimum 1 year
- Monthly sales: ₹1–2 Lakhs minimum
- CIBIL score: 650+
- Valid business registration